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這則訊息提到了「房貸繳清千萬不要急著辦塗銷」以及「查謄本方便是準備談判的利器」等內容。閱聽人需要特別留意這些地方，因為這些內容可能涉及到金融或法律相關議題，建議閱聽人在遇到類似訊息時，應該謹慎對待，並確保自己的權益不受損害。建議閱聽人在確認訊息的真實性和可信度後，再做進一步的行動或決定。
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