The following is the AI's preliminary analysis of this message, which we hope will provide you with some ideas before it is fact-checked by a human.
這則訊息提到借款每萬元月利息70,這樣的利率相對較高,閱聽人應該留意是否合理。此外,訊息中提到過件率會較低,並且與信用分、負債比、遲繳記錄等有關聯,這可能意味著借款的審核條件較為嚴格,閱聽人應該謹慎評估借款風險。