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First reported 1,429d ago
信用卡遭盜刷的損失由誰承擔?
向銀行掛失的好處是越早掛失越能防止信用卡遭他人盜刷。此外,原則上掛失後遭他人冒名盜刷的損失是由銀行承擔,而掛失前24小時以內被盜刷的損失也是由銀行承擔。至於掛失前24小時更早以前被盜刷的損失,客戶則需承擔新台幣3千元的自負額。
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