This reply
uienwt mark this message contains misinformation
originally written by uienwt
冒充銀行客服,通過電話或簡訊聯絡受害人,聲稱要處理異常交易,需要提供金融卡資訊。
仿冒銀行網站或APP,誘使受害人輸入金融卡資訊或登入憑證。
聲稱受害人贏得獎品,並要求受害人支付一筆「保證金」或「手續費」,要求提供金融卡資料進行扣款。
這些都是騙取金融帳戶(卡片)詐騙。

References

https://165dashboard.tw/fraud-method/123830976932483072

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